Question 1

How do I apply for a personal or business loan?

Accepted Answer

Apply online through our website, call our dedicated support numbers, or visit any BRI Capital branch. You’ll typically need a valid government ID, recent utility bill, proof of income or CAC documents, and bank statements. A loan officer reviews submissions and responds within 48 hours.

Still can’t find what you’re looking for?

Submit a Support Ticket

Question 2

What are the repayment options for your loans?

Accepted Answer

Choose a plan that fits your cash flow: monthly instalments, quarterly payments, or a lump sum at the end of your tenure. Repayment preferences are discussed during the application process so you stay in control.

Question 3

What are the eligibility criteria for obtaining a loan?

Accepted Answer

Borrowers must be 21+, have verifiable identification, and maintain a steady income or business revenue. A healthy credit history—and collateral for larger requests—can improve approval chances.

Question 4

How do I start investing with BRI Capital?

Accepted Answer

Complete the investor registration form online or at a branch, provide valid identification, fill out our profile questionnaire, and fund your account. Our advisors will then guide you to the right investment products.

Question 5

What types of investment opportunities are available?

Accepted Answer

We offer savings accounts, fixed deposits, mutual funds, and government-backed bonds. Each option has different risk and return profiles, and our team can recommend a mix that fits your goals.

Question 6

Is my investment protected?

Accepted Answer

Yes. We comply with Nigerian financial regulations and partner with reputable insurers for select plans, so your funds stay protected throughout the investment period.

Question 7

Are there any penalties for early repayment or withdrawals?

Accepted Answer

Loans can be repaid early without penalty, reducing the total interest you pay. Some investment products—like fixed deposits—may incur a fee if you withdraw before maturity. Always review plan terms or speak with an advisor first.

Question 8

How long does it take to process a loan or investment application?

Accepted Answer

When all documents are complete, loans are approved within 24–48 hours. Investment accounts typically activate within one business day after funding and paperwork are confirmed.

Question 9

Can foreigners invest or access loans through BRI Capital?

Accepted Answer

Yes. Foreign nationals residing in Nigeria can invest or borrow, provided they meet regulatory requirements and submit valid identification plus residency documents.

Question 10

How competitive are your interest rates and fees?

Accepted Answer

Our pricing is benchmarked against the Nigerian market and depends on product type, tenor, and risk. We maintain transparent fee structures with no hidden charges. Contact support for the latest rates.

Frequently asked questions

Frequently asked questions