Business loans

Power your business ambitions with structured credit that grows with you.

Whether you need fast working capital or asset financing, BRI Capital gives you the runway to scale with confidence.

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₦500m+

Disbursed to SMEs

97%

On-time repayments

Working capital lines

Access revolving credit with flexible draw-downs so you can pay suppliers or restock without stress.

Asset-backed loans

Finance vehicles, POS terminals, cold rooms, or heavy equipment with up to 24-month tenors.

Dedicated advisors

Every SME gets a relationship manager plus weekly performance insights through the BRI Capital portal.

Product catalog

Funding tailored to your stage

Micro & retail merchants

BRI Kudi

1 - 6 months
Amount: ₦100k - ₦5m
  • Daily or weekly repayment schedules tied to sales volume
  • POS settlement integration for real-time monitoring
  • No collateral for existing BRI Capital merchants

Growing SMEs

BRI Boost

3 - 18 months
Amount: ₦1m - ₦25m
  • Inventory or invoice financing with up to 70% LTV
  • Collateral alternatives such as equipment, receivables, or contracts
  • Quarterly business review sessions with our advisory team

How funding works

Step 1

Submit CAC documents, bank statements, and management accounts securely online.

Step 2

Receive a conditional offer with pricing, tenor, and required collateral (if any).

Step 3

Sign digitally, get funded, and track repayments on the BRI Capital business dashboard.

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Compare everything

Want to see every business, personal, and asset loan in one place?

Explore our complete product lineup, compare features, and pick the credit experience that fits your next move.

Explore all loan options