Terms & Conditions
These terms set the rules for using our digital platforms and loan services. Please review them carefully.
BRI Capital Ltd maintains this website, mobile application, and related digital services to provide information about our loan products and company.
These General Terms and Conditions (“Terms”) govern the use of our platforms and services.
By accessing or using our platforms or services, you agree to these Terms. If you represent an entity, you confirm you are authorised to bind that entity.
We may update these Terms from time to time. Continued use constitutes acceptance.
Our platforms are not intended for minors (under 18). By using our services, you confirm you are at least 18.
Please read our Privacy Notice to understand how we handle personal data. Acceptance of these Terms implies acceptance of the Privacy Notice.
Information is provided “as is” without warranties of any kind. We do not guarantee accuracy, completeness, or fitness for purpose.
You may need an account to access certain services. Provide accurate information and safeguard your credentials.
We may refuse account creation or suspend accounts if details are false, illegal, or violate our policies.
You must notify us of any unauthorised use at info@bricapital.com.
We conduct KYC/AML checks in line with CBN regulations. You authorise us to verify BVN, addresses, phone numbers, and other details via affiliates or service providers.
Transactions may require PIN/OTP authorisation. You are responsible for keeping authorisation information secure.
Cash loans are provided subject to offer letters and loan-specific terms. We may create a BRI Capital NUBAN account for you when you apply.
You may request account closure (with zero or credit balance) by emailing info@bricapital.com. We may decline closure if investigations are ongoing, loans are unpaid, or requests seem fraudulent.
We may suspend or terminate access for violations, suspicious activity, or legal requirements. Such actions do not waive accrued obligations.
We do not guarantee platforms are virus-free. You should run your own protection software; we are not liable for virus-related damages.
We are not liable for indirect or consequential losses. You agree to indemnify us against claims arising from your breach, negligence, or misuse.
Content is for personal use only. You may not copy, distribute, or exploit materials without permission, nor use our services to build competing offerings.
We are not responsible for third-party sites or content linked from our platforms. Use at your own risk.
All trademarks, logos, and content are owned by BRI Capital Ltd (unless stated). You must obtain written permission before using them.
You may submit comments or feedback. By doing so, you grant us a non-exclusive license to use, reproduce, and edit such content.
Email is not fully secure; avoid sending sensitive information. We may send service updates or marketing messages, with opt-out options.
Disputes should first go through our internal dispute resolution process. If unresolved, matters may proceed via Nigerian courts or agreed ADR.
These Terms are governed by the laws of the Federal Republic of Nigeria.
Email: info@bricapital.com
Address: 7 Cairo Street, off Ademola Adetokumbo Crescent, Wuse 2, FCT Abuja.